Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

Mortgage Glossary

Finance Glossary

Mortgage Terms© ML

Featured Posts

How The Title Search Works

A title search is an early warning system for buyers and lenders. It reveals flaws the owner must resolve prior to a closing or refinance request. This allows the owner to clear any clouds on the title so that the process can move forward. Also, it protects the buyer or lender from assuming an obligation they aren't responsible for.  Title Search A chain of title exists in the public records. It shows the history of property title transfer from each previous owner to the next. … [Read More...]

5 Home Design Trends To Watch Out In 2019

Home design trends continue to change at supersonic speeds. With New Year right around the corner, the home design world is focusing on trends that will probably reign big in 2019.  So, as you make your annual resolutions or consider revamping your home, it's worth knowing them. After all, we all adore coming back to a place that makes us happy and helps us disconnect from tough days at work.  It's wise to be aware of temporary fads in design, but don't be shy to try some new home … [Read More...]

Why a Buyer Needs An Independent Inspection at Closing

Many sellers hire inspectors and appraisers to value their home prior to placing it on the market. It's important for buyers to hire their own inspector to get an independent opinion. If a buyer orders an inspection before the sale goes through, the seller may have to resolve any issues that arise. If you forego the inspection, you inherit any problems that come with the house. Importance Of Inspections Homes aren't always well cared for and it's relatively easy for an unethical owner to paint … [Read More...]

6 Ways To Find the Right Neighborhood For Your Lifestyle

Choosing a neighborhood you live in is almost as important as the house you buy. The right neighborhood can make your house feel even more like a home. But how do you find the right neighborhood to shop for your next home? 1. Evaluate Your Own Lifestyle The first step in finding the right neighborhood is to figure out what you're really looking for. Do you crave a sense of community, or do you prefer not seeing any other houses when you open your front door? Knowing yourself is the key to … [Read More...]

What’s Ahead For Mortgage Rates This Week – December 10th, 2018

Last week's economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims. Construction Spending Slows in October Residential construction slowed in last month as public works projects increased. Private sector construction spending fell by -0.10 percent as compared to expected growth of 0.30 percent and last month's negative … [Read More...]

4 Important Reasons Why You Should Consider Buying A Green Home

Buying a home is one of the most important decisions you can make. There are many decisions involved in choosing the right home from picking a real estate agent, to figuring out what type of home will suit your needs. You want the right sized rooms, a floor plan that fits your family, and certain home features you know you can't live without. With all the decisions you have to make surrounding your new place to live, you may want to consider buying a green home. Green homes can be a little more … [Read More...]