Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

Mortgage Glossary

Finance Glossary

Mortgage Terms© ML

Featured Posts

The Government Shutdown And Its Effect On Existing Home Sales

Existing home sales for September fell by 1.90 percent from August's revised reading of 5.39 million sales to 5.29 million sales. Economists had expected 5.30 million sales for September, so a slow-down in existing home sales had been anticipated. The National Association of REALTORS cited higher home prices and mortgage rates as factors contributing to fewer sales of previously owned homes. Home Prices Easily Outpaced Income Growth According to Lawrence Yun, NAR's chief economist, home … [Read More...]

What’s Ahead For Mortgage Rates This Week – October 21, 2013

Many of the economic and housing reports typically scheduled were delayed by the federal government shutdown. The National Association of Homebuilders Wells Fargo Housing Market Index for October was released Wednesday with a reading of 55, lower than the projected 58 and previous month's revised reading of 57. The original reading for September was 58, which was the highest measure of builder confidence since 2005. NAHB cited concerns over mortgage rates and the federal government shutdown and … [Read More...]

How To Manage Those Fallen Leaves

The kids are back in school, the weather is getting cooler and your yard is covered in a layer of fallen leaves. Yep, it's that time of the year again, but don't think of fall leaves as a chore. They can be a useful resource for fertilizing your lawn or even decorating your home for autumn. Finish The Raking It's tempting to just let the leaves lie in the yard. It's good fertilizer anyway, right? Wrong. You should rake everything up as soon as the trees begin to look bare, or else risk the … [Read More...]

Housing Market Index Shows Builders Continue To Have A Positive Outlook

The National Association of Homebuilders/Wells Fargo Housing Market Index dropped two points to 55 from September's revised reading of 57. Builder concerns over labor costs and availability and economic uncertainty related to the federal government shutdown were noted as factors contributing to the lower reading for October.  Key Points Noted In October's HMI included: Builder confidence remains above 50, which indicates that more builders have a positive outlook on housing market … [Read More...]

Get The Lowdown On Private Mortgage Insurance

You may have heard the term Private Mortgage Insurance when looking to finance real estate. What is PMI, and how do you know when you need to purchase it? The answer can be hard to find among all the real estate jargon you're hearing lately. Below is the short version of what you need to know. What Is Private Mortgage Insurance? PMI is an extra insurance required by some lenders to offset their risk of you defaulting on your home loan. When you put down less than 20 percent of the real estate's … [Read More...]

Nail The Final Walkthrough Before Closing

By the time you get to the final walkthrough on your property, the home buying process is almost complete. However, it is still important to pay close attention to this final step, as it will be crucial in the success of your home purchase. The final walkthrough is your last opportunity to ensure that everything in the home is in working order and that there are no potential problems waiting for you when you take over ownership of the property. While conducting a final walkthrough of the … [Read More...]