Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

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Featured Posts

Case-Shiller Index Shows Huge Home Price Gain

Home prices continue to rise nationwide.  According to the Standard & Poor's Case-Shiller Index, home prices rose 6.9% between the first and second quarter of 2012, the largest quarter-to-quarter gain since the home-value tracker's 1987 inception and another signal that the housing market is in recovery. The private-sector metric's results are similar to what the government's Home Price Index showed for June, too -- values rising quickly. In addition, for the second straight month, … [Read More...]

Making Coupon-Free Savings At The Supermarket

The average family puts 10-15 percent of its monthly spending toward food, according to the Bureau of Labor Statistics and Department of Agriculture, with most of that food purchased at a supermarket. The amount spent on food is less than the typical amount spent on housing each month but what makes food costs different from housing expenses is food costs are not "fixed". How much you spend on food each month is up to you and, using savvy shopping tactics plus coupons, you can lower your … [Read More...]

What’s Ahead For Mortgage Rates This Week : September 4, 2012

Mortgage markets improved last week for the second consecutive week. With no news coming from Europe, Wall Street was focused U.S. economic data and Federal Reserve Chairman Ben Bernanke's planned public speech from the Fed's annual retreat in Jackson Hole, Wyoming. Rate shoppers and home buyers in Minneapolis caught a break. The housing market was shown to be improving last week, as was the average household income nationwide -- two events which would have typically moved Illinois … [Read More...]

Mortgage Rates Drop For The First Time In 4 Weeks

After 4 weeks of rising costs, Minneapolis mortgage rates finally recede. According to Freddie Mac's weekly Primary Mortgage Market Survey, the average 30-year fixed rate mortgage rate dropped 7 basis points to 3.59% this week. Depending on where you live, however, you may find that your offered mortgage rates varies. Freddie Mac's "published rate" is a national average based on a survey of more 125 banks. The rates you receive as an individual vary by bank, and vary by region.   … [Read More...]

Pending Home Sales Index Makes New High For 2012

In July, the third time this year, the Pending Home Sales Index crossed its benchmark value of 100, moving to 101.7.  A "pending home sale" is a home under contract to sell, but not yet sold. Data for the index is collected by the National Association of REALTORS® and published monthly. The rise in July's Pending Home Sales Index reading is important for two reasons -- both of which highlight a U.S. housing market in recovery. Buyer and sellers in Minneapolis and across the country … [Read More...]

New Home Sales Reach Multi-Year High

The market for newly-built homes remains strong. As reported by the U.S. Department of Commerce, 372,000 new homes were sold in July on a seasonally-adjusted, annualized basis. A "new home" is a home that can be considered new construction. July's New Home Sales report highlights what today's buyers of new construction and the nation's home builders have witnessed for themselves already -- that the market for newly-built homes is improving in Chicago and nationwide. The number of new … [Read More...]