Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

Mortgage Glossary

Finance Glossary

Mortgage Terms© ML

Featured Posts

Liberate Yourself From Your Mortgage With This Simple Plan

What if you could accelerate the mortgage payment on your home so that you own your property several years earlier than your 15 or 30 year term? Making your final mortgage payment and owning your house is an incredibly good feeling and there is a simple way that you can bring about that rewarding day much sooner. By making one extra mortgage payment every year, you will be able to pay off your mortgage years earlier without putting a lot of stress on your present day finances. Although it might … [Read More...]

What’s Ahead For Mortgage Rates This Week – July 1, 2013

The past week was active for economic news and mortgage rates. The aftermath of the Fed's indication that it may start dialing back its multi-billion dollar monthly purchases of Treasury and mortgage backed securities has sent mortgage rates to record highs. If you're thinking of buying a home, this may be one last chance for finding the best deal on mortgage rates; meanwhile, home prices continue trending up as well. Here's the scoop on last week's activity affecting real estate markets: … [Read More...]

How To Improve Your Credit Score For Better Financing Terms

Imagine that you've found the perfect home and are ready to apply for financing. Your home loan approval amount comes back lower than you would have expected and at an interest rate significantly above what you have heard is available on the market. This could be because you have an average to poor credit score. Mortgage lenders base interest rates on many things, but your credit score plays a large part. Anything between 720 and 850 will typically qualify for better interest rates. A mediocre … [Read More...]

5 Important Tips To Help Smooth Your Move When You Have Teens In The Home

You've got a new job offer across the country and you are planning to pack your things, buy a home and make the big move. However, when you tell your 17 year old daughter your plans, she lets out a mournful wail and cries that it is not fair. How can you possibly take her away from all of her friends, her favorite hangout spots and the cute boy she just started seeing? Moving is a difficult transition and it is often even more traumatic for teenagers. The teenage years are an important stage … [Read More...]

Home Prices Record Highest Monthly Gains Since Case Shiller Index Inception

The S&P Case-Shiller Home Price Indices for April indicate that the housing recovery gained ground. In April 2013 average home prices tracked in the Case-Shiller 10 and 20-city Composites increased by 11.60 and 12.10 percent year-over-year. On a month-to-month basis, the Composites increased by 2.60 and 2.50 percent respectively. According to David M. Blitzer, Chairman of the S&P Dow Jones Indices' Index Committee, the 10-and 20- City Composites experienced their largest month- to- month … [Read More...]

3 Clever But Simple Ways To Get Your Home Mortgage Paid Faster

Paying off the mortgage on your home faster means that you will not only have the satisfaction of owning your own home sooner, you will also have the benefit of paying much less in interest over the years. The faster you pay off your mortgage, the more money you can save, so here are some tips to accelerate your payment schedule. Pay Your Mortgage Every Other Week (Bi-Weekly) Did you know that if you take your monthly mortgage payment and divide it in half and then pay it every two weeks … [Read More...]