Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

Mortgage Glossary

Finance Glossary

Mortgage Terms© ML

Featured Posts

For November : Home Maintenance To-Do List

The calendar has turned to November; the month during which we transition from fall into winter. With less sunlight, colder temperatures, and shorter days ahead for Chicago , it's an opportune time to cross those last-minute maintenance items off your homeowner to-do list. Practicing preventive care -- both inside and outside your home -- can save thousands of dollars in repairs come later this winter. What follows is a brief checklist to get you started. For outside the home : Inspect exterior … [Read More...]

Questions First-Time Home Buyers Should Ask

Nationwide, mortgage rates are low in Illinois and home prices remain relatively low, too. This combination, plus rising rents, is pushing renters in some cities -- including Chicago -- toward first-time homeownership. Buying your first home can be exciting, but you should also do your research to make sure that you ask the proper questions of the process, and make the best choices for yourself and your household. For example, recommended questions for first-time buyers to ask home sellers … [Read More...]

Improving Market Index Swells To 125 In November

The U.S. economy continues to improve. The National Association of Homebuilders released its Improving Markets Index Tuesday. The report attempts to identify U.S. metropolitan areas in which the economy is improving, demonstrating "measurable and sustained growth". 125 U.S. markets are qualified as "improving" this month, a 22-market jump from the month prior and and all-time high for the index which launched late last year. Compared to November 2011, this month's IMI has climbed more than … [Read More...]

October Jobs Report Blows Away Estimates; Mortgage Rates Falling

Another month, another good showing for the U.S. economy. Mortgage rates are performing surprisingly well after Friday's release of the October 2012 Non-Farm Payrolls report. The Bureau of Labor Statistics' monthly report beat Wall Street expectations, while also showing a giant revision to the previously-released job tallies of August and September. 171,000 net new jobs were created last month against calls for 125,000 and revisions for the two months prior totalled 84,000. October also marked … [Read More...]

HOA : The Role Of Homeowners Associations In Housing Communities

Homeowners associations (HOA) are legal corporations formed by a real estate developer to market, to manage, and to sell homes and lots in a residential subdivision. They're most commonly formed for condominiums and planned urban developments (PUDs), a category which includes suburban communities.  HOA Articles of Incorporation typically grant developers privileged voting rights in governing the association during its infancy, while providing the means for the developer to exit financial … [Read More...]

How Choosing Kitchen Colors Can Affect Your Eating Habits

Have you ever walked into your kitchen and instantly felt hungry? Rarely do people think about the colors that they choose to paint their kitchens. They are often too busy worrying about whether the kitchen will match the rest of the home, or whether the colors will be satisfactory to the rest of the household. However, when painting and decorating your kitchen, you may want to think about the process in a way many people do not -- how the colors you choose will affect the way in which you … [Read More...]