Kevin Nguyen

Contact Kevin

Branch Manager / Sr. Mortgage Consultant
800.815.1945 ext. 3624
916.469.3624 Direct
916.596.6656 Assistant
925.759.3376 Mobile/Text Messages
916.258.0702 Fax

kevin@MyEquityZone.com
 

Mortgage Glossary

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Featured Posts

The Mortgage Helper: How to Find the Perfect Tenant for Your Basement Suite

Do you have an empty basement or separated suite in your home? If you have a suite sitting empty, you are missing out on collecting some extra monthly income in the form of rent. Let's take a look at a quick four-step process that will help you find the perfect tenant to rent out your basement suite. Step 1: Play By The Rules Is this your first time renting out a home or suite to a tenant? If so, you will want to do a bit of research first. Read up on Fair Housing Rules and other regulations as … [Read More...]

Spring Is Coming: Get a Jump on Spring Cleaning and Breathe New Life into Your Tired Spaces

Spring is almost here – and with it, the need to clean out the clutter and freshen up your home. Let's explore a few tips that will help you to get a jump on your spring cleaning so that you can get outside and enjoy the nice weather later. Need It? No? It's Got To Go! Do you consider yourself a bit of a 'hoarder'? Is there furniture, appliances and other items in your home that have been collecting dust since the '90s? If so, it is time to minimalize your lifestyle. A great rule of thumb … [Read More...]

Curious About Homeowners’ Association (HOA) Fees? Here’s What You Need to Know

If you are thinking of buying a condominium or a home that is part of a planned community, you have likely come across the term "homeowners' association" or HOA. In short, the HOA is a coalition of local homeowners who have banded together to manage the needs of the local community. Let's explore the concept of the homeowners' association, why they charge fees and what you can expect from your HOA if you buy a home that is part of one. HOA Fees Are Meant To Make Things Easier HOA fees are meant … [Read More...]

What’s Ahead For Mortgage Rates This Week – January 29, 2018

Last week's economic news included releases on new and existing home sales along with weekly readings on mortgage rates and first-time jobless claims. Home Sales Fall Due to Slim Supply of Homes December sales of previously-owned homes dipped to an 18-year low with a reading of 5.57 million sales on a seasonally-adjusted annual basis. Pre-owned home sales were expected to reach 5.73 million homes based on November's downwardly- revised reading of 5.78 million sales. December sales were 3.6 … [Read More...]

3 Reasons You Might Consider Refinancing Your Mortgage in Early 2018

If you are a homeowner who has had their mortgage for a few years, you may be starting to wonder about refinancing. In essence, this is the process of retiring your current mortgage and taking out a new one because the terms are more favorable to you. Below we will share three reasons why you might want to look at refinancing your mortgage this year. Let's get started. Can You Use Some Extra Cash? Ask yourself: if you had some extra money on hand, how would you use it? Many homeowners refinance … [Read More...]

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse. Let's take a quick look at a few ways that you can speed up your mortgage approval if you are in a hurry to buy your next home. Pull Your Credit Report ASAP The … [Read More...]